This is a tough one. On the one hand, my husband and I are living proof that with hard work and frugality it's possible to save money and even start a homestead on an income well below the poverty line. On the other hand, there are days when I stop and think about how much sooner our goals could have been realized, how much more stability our lives could have contained, if we'd chased down a better job for my husband years ago instead of months ago. There are a lot of reasons why people might choose not to pursue a more lucrative position. Maybe you don't currently have any skills and the cost and effort to obtain the skills you need seems prohibitive. Maybe the last time you hunted for a job you found the process to be stressful and unpleasant, and you aren't keen on boing through it all again in the near future. Maybe you have a great relationship with your co-workers or a great enjoyment for your current employment, and feel that seeking more pay would be at the ex...