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Showing posts from February 24, 2019

The Waste-Not Plan: level 2

In "The Waste-Not Plan: level 1" I outlined concepts like the grocery snowball and other ways to spend less on food and necessities, in order to be able to build a higher level of financial independence and resilience. Important concepts included budgeting, taking advantage of economy of scale, and reducing debt, in addition to helpful tips about reducing impulse spending. Titled "Spend Less," level 1 is all about reducing how much money you need to spend each week and turning more of your income into disposable income. Level 1 consists almost exclusively of steps that anyone can take, right where they are, even if they live in an apartment without an inch of ground to call their own. Level 2: Depend Less. It's all about finding gaps in your self-reliance and closing them any way you can. While Level 1 works wherever you are, even a studio apartment in the Bronx, level 2 may require a move or at least a creative solution like using a community garden or lan